How to Apply for an Ayushman Bharat Health Card
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a government initiative aimed at providing health insurance coverage to economically vulnerable families in India. Here is a step-by-step guide on how to apply for an Ayushman Bharat health card:
1. Check Eligibility
Before applying, ensure you are eligible for the scheme. Eligibility is generally determined based on the Socio-Economic Caste Census (SECC) 2011 data.
- Visit the PM-JAY official website and click on the “Am I Eligible” tab.
- Enter your mobile number and captcha code, and click on “Generate OTP”.
- Enter the OTP received on your mobile phone.
- Select your state and search by name, HHD number, or Ration Card number to check if your family is eligible.
2. Gather Required Documents
Ensure you have the following documents ready:
- Aadhar Card
- Ration Card
- Family Identification Proof (as per SECC 2011 data)
- Mobile Number (linked with Aadhar for OTP verification)
- Residential Address Proof
3. Visit the Nearest Common Service Center (CSC)
You can apply for the Ayushman Bharat health card at your nearest CSC.
- Locate your nearest CSC through the CSC locator.
- Carry the required documents to the CSC.
- The CSC operator will help you verify your eligibility and fill out the application form.
4. Apply Online (If Applicable)
Some states may allow online application through their specific portals. You can check the state-specific website for more details.
5. Verification Process
The CSC operator will upload your documents and submit your application. After submission, your application will go through a verification process to confirm your eligibility.
6. Issuance of Ayushman Card
Once your application is approved:
- You will receive an SMS confirmation.
- The Ayushman Bharat health card (Golden Card) will be generated.
- You can collect your health card from the CSC or download it from the official PM-JAY website by logging in with your credentials.
7. Download Ayushman Bharat Health Card Online (If Applicable)
- Visit the PM-JAY official website and click on the “Beneficiary Identification System (BIS)”.
- Log in with your credentials.
- Download and print your Ayushman Bharat health card.
Key Benefits of Ayushman Bharat Health Card
- Health Insurance Coverage: Provides up to ₹5 lakhs per family per year for secondary and tertiary care hospitalization.
- Wide Network: Accepted at various empaneled public and private hospitals across India.
- Cashless Treatment: Beneficiaries can avail of cashless and paperless treatment at empaneled hospitals.
- Coverage for Pre-existing Diseases: Includes pre-existing conditions from the start of the policy.
Conclusion
Applying for an Ayushman Bharat health card ensures that you and your family have access to comprehensive health insurance coverage. By following the steps outlined above, you can easily check your eligibility and apply for the scheme to avail of its benefits.